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NEW QUESTION: 1
When a credit risk manager analyzes default patterns in a specific neighborhood, she finds that defaults are increasing as the stigma of default evaporates, and more borrowers default. This phenomenon constitutes
A. Herd behavior
B. Moral hazard
C. Adverse selection
D. Speculative bias
Answer: A
NEW QUESTION: 2
The Chief Information Officer (CIO) has mandated web based Customer Relationship Management (CRM) business functions be moved offshore to reduce cost, reduce IT overheads, and improve availability. The Chief Risk Officer
(CRO) has agreed with the CIO's direction but has mandated that key authentication systems be run within the organization's network. Which of the following would BEST meet the CIO and CRO's requirements?
A. Hosted virtualization service
B. Infrastructure as a Service
C. Platform as a Service
D. Software as a Service
Answer: D
Explanation:
Software as a Service (SaaS) is a software distribution model in which applications are hosted by a vendor or service provider and made available to customers over a network, typically the Internet.
Incorrect Answers:
B. In an IaaS model, a third-party provider hosts hardware, software, servers, storage and other infrastructure components on behalf of its users. IaaS providers also host users' applications and handle tasks including system maintenance, backup and resiliency planning.
C. Platform as a service (PaaS) is a cloud computing model that delivers applications over the Internet. In a PaaS model, a cloud provider delivers hardware and software tools (usually those needed for application development) to its users as a service.
D. It is used to provide software development and QA/testing teams access to dependent system components that are needed to exercise an application under test (AUT), but are unavailable or difficult-to-access for development and testing purposes.
References:
http://searchcloudcomputing.techtarget.com/definition/Software-as-a-Service
http://searchcloudcomputing.techtarget.com/definition/Infrastructure-as-a-Service-IaaS
http://searchcloudcomputing.techtarget.com/definition/Platform-as-a-Service-PaaS
http://en.wikipedia.org/wiki/Service_virtualization
NEW QUESTION: 3
A customer wants to replace its legacy block storage environment with a new IBM FlashSystem A9000R solution and is concerned about properly estimating consolidated storage capacity after deduplication and compression savings.
Which tool should be used?
A. Capacity Magic
B. IBM Comprestimator
C. IBM Data Reduction Estimator Tool
D. IBM Storage Tier Advisor Tool
Answer: C
Explanation:
Explanation/Reference:
Data Reduction Estimator tool is a command-line host-based utility for estimating the data reduction saving on block devices.
In order to help with the profiling and analysis of existing user workloads that need to be migrated to a new system, IBM provides a highly accurate data reduction estimation tool which supports both deduplication and compression. The tool operates by scanning target workloads on any legacy storage array (IBM or 3rd party) and then merging all scan results to provide an integrated system level data reduction estimate.
References: https://delivery04.dhe.ibm.com/sar/CMA/SSA/06hb9/3/Data_Reduction_Estimation_Tool-
1.02.htm